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Stilt: If you’re new to the U.S. and don’t have an SSN yet there is no need to worry, you are still eligible to apply..We make decisions based only on your merit and do not need a U.S. citizen or a permanent resident cosigner..We look at your education, work experience, income, and financial behavior to give you lower rates..Feel free to pay as early as you want. We don’t charge any prepayment fees. You save interest with prepayments..A loan designed for immigrants, visa holders, and the underserved. The application process is simple and you get a decision in 24 hours..We believe you are more than your credit score. We look at all indications of financial responsibility..This outstanding speed of application processing made the money fall into my account in 2 days time.”.July 2016.Do you still have questions? We’re here to help..Stilt Inc. is a financial technology company located in San Francisco. We are revolutionizing the way individuals build and access credit. We help people with limited or zero credit history in the U.S..Our minimum APR is 7.99% and the maximum APR depends on your state. Your exact rate will depend on your creditworthiness and can only be known after you apply for a...
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