Beam – Earn 2—4% A Year | Beam Mobile Banking
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Dynamism: All growth. Earn 2—4% a year. $0 fees. Funds insured via an FDIC-insured bank..Get paid daily, in your sleep..24/7 access. No minimum..Free means free. No asterisks..Bank-level security. Bank funds FDIC-insured..more cash in pocket (in 2 years).In technical terms, your Beam funds are held in a Demand Deposit Account (DDA). It is not an investment account. Your money will be placed at a FDIC-insured bank with decades of operating history serving deposit customers just like you. Beam opens FDIC-insured accounts using Synapse Financial Technologies, Inc., a third-party banking software provider and agent of Evolve Bank & Trust, Member FDIC. Beam itself is not a bank nor an FDIC-insured financial institution. Funds are FDIC-insured by Evolve Bank & Trust, subject to any limitations applicable to the account. For further details, please refer to Beam’s Terms of Service..Traditional banks have many costs — excessive executive bonuses, employee perks, fat billboard advertising budgets, and expenses related to building physical branch locations — just to name a few. Some of the more recognizable online banks save on costs by doing away with physical locations, and they share a bit more of ...

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